Cheapest ways to Buy Bitcoin in 2021

What is the cheapest way to buy bitcoin online in 2021 and what brokers have the lowest bitcoin fees on the market? This question and more will be answered in this article about how to buy bitcoin cheap.

There will also be a guide on exactly how to use an online bitcoin exchange for those of you that happen to be new to this.

Now, when it comes to investing in cryptocurrencies many platforms nowadays charge ridiculous prices for buying coins. And since there are so many ways of buying bitcoin today, there is probably only one truly safe way of buying it online.

This is through a bitcoin exchange that provides this service.

But which exchanges are trustworthy and at the same time offer very low fees for online purchases of bitcoin? Below is a list of the best bitcoin exchanges with the lowest credit card fees on the market.

All brokers have been handpicked by experienced cryptocurrency traders with sufficient knowledge in exchange safety.

Cheapest Exchanges to buy Bitcoin Compared

ExchangeCredit Card FeePayment MethodTrading FeeInfo

Trusted Platform
Lowest Credit Card Fees
Buy Bitcoin Instantly
Visit Exchange
Rate set by sellers
+335 more

 Recommended Exchange!
343 Payment Methods!
Trusted platform
Visit Exchange

Buy Crypto with Credit Card
Professional Trading Interface
Very good Reputation
Visit Exchange

125x Bitcoin Leverage!
Good for all Traders!
Option to Short Crypto
Visit Exchange

Best for Beginners
Very High Security
Buy Crypto with Credit Card
Visit Exchange

Advanced trading interface
Trade Bitcoin with Leverage
Good for Experienced Traders
Visit Exchange

Buy Bitcoin Instantly
No Account Needed
A lot of Altcoins
Visit Exchange
Prime XBT

Lowest Trading Fees!
Trade Bitcoin with Leverage
Advanced Trading Interface
Visit Exchange

Accepts VISA Cards
Very good Reputation
Great for Beginners!
Visit Exchange

Best for Beginners
Accepts Debit / Credit Cards
Many Payment Options
Visit Exchange

With a Credit Card

cheapest way to buy bitcoin

Visit Exchange

If you want to buy bitcoin cheap with a credit card you need to head over to

This trusted bitcoin exchange has a credit card fee of only 2.99%.

This is lower than most of the popular brokers like Binance, Coinbase, and KuCoin.

Other than that offers a range of different trading features like leverage trading, crypto staking, and instant exchange.

It doesn’t take long to invest on, all you need to do is to register and navigate to the Products in the menu.

Here you click Instant Buy and you will see this page.

buy bitcoin cheap on

You can either choose to buy bitcoin for $200, $500, $1000, or select your own amount to the right. is absolutely the cheapest way to buy bitcoin with credit card in 2021 and also one of the fastest ways.

With PayPal

cheapest way to buy bitcoin with paypal

Visit Exchange

Paxful definitely offers the cheapest way to buy bitcoin with PayPal 0% fee and you can always see the % rate you get on the dollar.

This means that you can basically choose the cheapest bitcoin from all the offers.

Something interesting with Paxful is that when you buy bitcoin with paypal you are buying directly from users of the platform

They put out offers and you can choose any of them.

This is of course done under supervision from Paxful which makes it all safe.

To buy bitcoin cheap with paypal on paxful you need to do is to register first.

Then on the first page choose Paypal, choose the amount you want to buy and what fiat curreny you want to pay with to the right, then click Search for Offers.

buy bitcoin cheap with paypal

When you click Search for Offers you will get to a new page where you will be able to choose seller.

Here you can browse all of the offers that other users have put out.

You will see the average speed of delivery, the user who is selling, and the % on the dollar you get.

This basically means what price the seller have put on their bitcoin.

It looks like this.

cheapest way to buy bitcoin with paypal

When you have found an offer that interests you, go ahead and click Buy to proceed to check out.

The next page will confirm all the details and if you are happy with everythin, click Buy Now.

So, Paxful is definitely the cheapest way to buy bitcoin with PayPal and is also one of the more trusted platforms to use.

Their reputation is only getting better thanks to the quality of their product and all of the payment methods they are adding.

With a Debit Card

Visit Exchange

The cheapest way to buy Bitcoin with debit card is through Bitpanda.

This crypto exchange has been around since 2014 and has been used by millions of traders with their cryptocurrency investments.

The debit card fee on Bitpanda is 1.50% and is for sure the cheapest option you have today.

Here is a quick guide on how to use Bitpanda.

First you need to register with the exhange, then you need to deposit your fiat currency.

Then on the first page, go ahead and click Deposit.

cheapest way to buy bitcoin on bitpanda

This will open up a new window where you will be able to choose your fiat currency.

At the moment the offer deposits in USD, EUR, CHF, GBP, and TRY.

buy bitcoin cheap on bitpanda

Depending on which fiat currency you choose you will have different payment options.

Here is what’s available if you choose to buy bitcoin with USD.

cheapest way to buy bitcoin on bitpanda

Next, click your preferred debit card payment option.

Then you have to confirm your order and type the code you receive on your mobile phone.

Then you will be forwarded to the card detail page where you fill in your details of the card.

Lastly, click Buy to finalize the order.

Congratis, that’s how you buy bitcoin cheap with debit card.

What is the cheapest way to buy Bitcoin?

This depends on what payment method you are goin to use.

Are you going to buy bitcoin with a credit card, bank account, debit card, paypal, or any other e-wallet?

The list of deposit methods is long so in this article I’ve focused on the most popular payment methods, Credit cards, Debit cards, and Paypal.

The cheapest way to buy bitcoin with a credit card is through the exchange.

The flat fee is 2.99%, which is lower than many of the bigger players like Binance and Coinbase.

Don’t get me wrong because there are other platforms with lower fees but since they are not trustworthy I’ve exluded them completely.

I’ve chosen only the most trusted brokers that have the lowest bitcoin fees.

If you want to buy bitcoin cheap with a debit card you should check out Bitpanda.

This exchange has become very popular and earned a good reputation along with very cheap bitcoin fees.

At a flat fee of 1.50% you will enjoy secure bitcoin investments.

So, the cheapest way to buy bitcoin with paypal is for sure on Paxful.

Paxful paypal fee is 0%.

They make their money on the sellers from their platform which makes it a very cheap place to buy bitcoin.

Paxful is also a very secure player and has earned a very strong reputation as a broker with the most payment methods.

If you want to use any other deposit method I strongly recommnend you to check them out.

Click here to visit Paxful.

The easiest way to buy Bitcoin

easiest way to buy bitcoin

Visit Exchange

Out of all my investments I find that the instant crypto exchange are the easiest way to buy bitcoin.

Their interface is very user-friendly and the process of buying bitcoin is very fast.

If you are new to instant bitcoin exchanges I would definitely recommend you to try out Changelly.

It has a very good reputation in the crypto community, the fees are very low and it’s super easy to understand.

There are over 160 altcoins to trade with so if you have some spare bitcoin you can find really good cheap cryptocurrencies on this exchange.

But if you are only looking for an easy way to buy bitcoin, this is the broker for you.

On the first page, you simply choose the Buy option, select the amount you want to buy, and your fiat currency.

buy bitcoin easy on changelly

When you have chosen currency and amount go ahead and click Buy BTC now.

This will take you to the next page.

Here you will be able to choose payment method like credit card, debit card, apple pay, or bank transfer.

Check the box for preferred payment option.

easiest way to buy bitcoin

To the right you will see all the offers from the different exchanges that Changelly is connected to.

Changelly is connected to most of the bigger brokers like Binance and Bittrex.

This is why they have such low prices.

This makes it very easy to find the best offers for bitcoin because you don’t need to sign up on all exchanges, you can just stay on Changelly and browse all offers.

Now, double check your amount and fiat currency and click Buy now.

Next up you will have to add your Bitcoin wallet addres.

Depending on your payment method you will either have to fill in your credit card details, which is the easiest way in my opinion.

Or you will get to insert your bank details or apple pay details.

Then click buy now and that’s it.

Congrats, that’s how easy it is to buy bitcoin on Changelly, enjoy!

Can you buy Bitcoin without fees?

Visit Exchange

Unless there is a promotion from some kind of crypto exchange with free credit card deposits, it’s not possible to buy bitcoin without fees.

However, there is a way to bypass this and get bitcoin for free.

If you own any other cryptocurrency like an altcoin on another exchange you can transfer them to SimpleSwap and trade them for bitcoin.

On SimpleSwap you can trade bitcoin without fees.

Yes, SimpleSwap has a 0% trade fee on all cryptocurrencies, and the way they make money is pretty impressive.

This instant cryptocurrency exchange is connected to several other popular trading platforms liks Binance and Bittrex through an algorithm.

Here are the exchange partners connected to SimpleSwap.

simpleswap exchange partners

This algorithm scans the order books of 10 other brokers for best prices.

Here you can actualy buy bitcoin without fees if you already own another cryptocurrency.

All you need to do is to exchange it for Bitcoin with a 0% trading fee.

SimpleSwap makes money when they find better than excpected prices and they take a small cut.

This adds up because they are transaction with thousands of traders every day.

The only thing you need to trade on SimpleSwap is cryptocurrency and you are good to go.

buy bitcoin without fees

This is their crypto page where you can search over 300 altcoins.

So, no matter what coin you want to exchange for Bitcoin you can probably find this coin in their list.

The way you do it is very straight forward.

On the first page, choose your current altcoin that you want to trade for bitcoin.

cheapest way to buy bitcoin on simpleswap

On the right side, enter your bitcoin wallet address.

This can be any wallet address you have like Coinbase, Binance, or any decentralized wallets like Metamask.

When you have excecuted the trade, you bitcoin will land in this wallet.

When you have done this go ahead and click Exchange.

This will take you to their confirmation page and then you need to wait for the blockchain transaction time.

Congrats, that’s how to get bitcoin without fees in 2021.

Can I use Credit Card to buy Bitcoin?

Yes, you can absolutely use your credit card to buy Bitcoin in 2021.

There are endless cryptocurrency brokers that offer this payment solution, you just need to find a good platform you can trust.

Here is a list of the best exchanges where you can buy bitcoin with credit card in 2021:

  1. Changelly
  2. Paxful
  3. Binance
  4. KuCoin
  5. Coinbase
  6. Okex
  8. Coinmama
  9. Bitpanda
  10. CoinSwitch

As an example I’m going to give you a quick tutorial on how to buy crypto with credit card on CoinSwitch.

This is an instant cryptocurrency exchange where you buy and exchange bitcoin for other altcoins.

The platform has over 400 cryptocurrencies so it’s optimal for cryptocurrency investing.

Let’s take a look at how to use the exchange.

On the first page, click Buy with Bank Card.

buy bitcoin with credit card

This will take you to the payment page which is powered by Simplex, a trusted payment processor in the crypto space.

On this page you will be able to choose your fiat currency and the amount of bitcoin you want to buy.

Also, you need to have your bitcoin address ready.

Post your Bitcoin address and click Continue.

cheapest way to buy bitcoin

Next up they ask you to choose credit card for the fastest deal.

Select and press Continue.

buy bitcoin with credit card

The last step is just to fill in your bank card details.

You can also safe the information for upcoming purchases if you want.

cheapest way to buy bitcoin

When all information is filled in, click Pay Now.


That’s how you can buy bitcoin with credit card the easy way.

Where is the safest place to buy Bitcoin?

There are many safe exchanges out there with excellent security.

But when it comes to safety Coinbase is safest place to buy bitcoin.

This is due to their regulation in the USA as a Money Transmission Service.

They are required to keep a certain amount of backup funds in store in case of a security breach to their platform.

Here is an out-take from the exchange.

coinbase regulation

Also, Coinbase is keeping their funds stored in offline wallets which means they are out of reach for any hackers who might want to try their luck.

Take a look at what Coinbase is saying about this.

coinbase offline storage

Cash balances are also kept in US bank accounts for US citizens and for customers outside of the US they are stored in custodial accounts.

coinbase cash balances

Ther are not many exchanges that takes these measures to ensure safety.

This is why I only recommend to keep your funds stored on Coinbase if you don’t have an external wallet.

Coinbase has never been hacked and this adds to the reputation of good security.

Of course you will be able to use a 2FA security verification on your phone to protect your account.

This is always a good way to keep the first wave of intruders away.

So, in my opinion, the safest place to buy bitcoin is for sure on Coinbase.

Where do I find best bitcoin price?

The best and cheapest bitcoin prices is on

This is an instant crypto exchange that is connected to all the top bitcoin exchanges.

They use a trading algorithm to scan other exchanges for the best crypto prices and therefore you will always be offered to buy bitcoin at the lowest price on the market.

It’s a great exchange with very good reputation.

In stead of creating 10 different trading accounts you only need to use Changelly and you can pick the best prices and pay with a credit card, debit card, bank transfer, or apple pay if you like.

It’s a new technology and it’s very safe.

You are in control of all your funds in your own wallets.

Try it out and see what you think,

General tips

I’ve been investing in cryptocurrencies for many years now and I’m still searching for the cheapest way to buy bitcoin.

I would say that every platform is going to charge you for every investment and in order for you to buy bitcoin cheap you need to have a decent platform.

One great tip I can give you is to not only focus on the fees for buying cryptocurrencies.

Double check the security of the platform you are using.

If a platform is promoting very cheap bitcoin fees there might be something going on behind the scenes.

Many exchanges are trying to attract new investors by selling bitcoin very cheap but that’s the only trick they have.

Behind that is usually very poor exchange safety and your funds might be at risk if you keep them in the broker wallet.

So that’s a good thing to think about, stay away from shady players and use the well known reputable exchanges that has been used for many years.

Another thing to think about is where the exchange is located.

You might want to keep away from exchanges operating in a very far asian country, russia, or south america.

Normally if you haven’t heard the name of the exchange before you should be warned.

Unless you find the platform on a website link this you need to take extra precausion.

Many foregin brokers might actually steal your bitcoin after you buy them very cheap and I’m sure you will never see these coins again.

It’s a very shady play but that’s what’s going on out there.

So these are just some general tips to think about when you are lookin for the cheapest way to buy bitcoin.

My own experience

I have always been very conservative when it comes to investing in cryptocurrencies.

I’m only buying my coins on the most reputable exchanges like Coinbase, Binance, KuCoin, or Changelly.

This is because they have proved to the cryptocurrency community to be very safe investment platforms.

I don’t really care if any other platform is offering me to buy bitcoin for free.

If they are not on the list of good brokers I’m very hesitant to use them.

I’ve been scammed one time while investing in cryptocurrencies, luckily it was only a few hundred euros I lost but it could have been much more.

This insident has kept me from using low quality platforms.

Since I started this website I always make a good backround check on each platform I promote to make sure my readers are in good hands.

I only recommend platforms I’ve used my self.


The cheapest way to buy bitcoin is usually through a bank account but it usually takes a few days to receive the coins.

In this article I’ve listed the cheapest way to buy bitcoin with credit card, debit card, and paypal.

There is how-to guide to each payment system on the exchange where you will see exactly how to do it.

At the top I’ve listed some of the most trusted bitcoin exchanges with very low fees where you can buy bitcoin cheap.

Take your time, read throught the article to learn more about cheap cryptocurrency investments.

If you are in a hurry, pick an exchange from the list and buy bitcoin today.


How can I buy bitcoin without fees?

It’s almost impossible to buy bitcoin with zero fees. However, if you already own cryptocurrencies you can visit SimpleSwap crypto exchange and trade them for bitcoin without fees.

What is the cheapest way to buy bitcoin?

The cheapest credit card fee for bitcoin investment is on the exchange The fee for buying bitcoin is 2.99%

What’s the best site to buy bitcoin?

I would highly recommend that you try out Changelly. It’s an instant exchange with excellent reputation and several payment methods. Their fees are very low and the interface is very easy to use.

What is the cheapest bitcoin price?

If you use an instant exchange like Changelly you will always find the cheapest bitcoin price through their trading algorithm. This algorithm scans all the top crypto exchanges for the best price of bitcoin.

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